Terms of Use

This website is provided for general informational purposes only and is directed to insurance carriers, producers, employers and other business counterparties. Nothing on it is an offer of insurance, an offer to underwrite or bind coverage, or a promise that coverage will be issued; coverage is available only through a licensed insurer, on the terms of an issued policy, and subject to underwriting, eligibility requirements, applicable law and the binding authority in effect at the time.

StateShield Health, Inc. ("StateShield") underwrites and administers on behalf of the carriers it represents and is not itself the insurer. Underwriting and administrative functions are performed under written binding authority granted by the issuing carrier, which remains the insurer of record and retains regulatory responsibility for the products issued in its name. Product availability, terms and pricing vary by jurisdiction, and no product is offered where StateShield or the applicable carrier is not authorized to transact.

Nothing here is legal, actuarial, tax or benefits advice. Content may change without notice, is provided "as is" without warranty of any kind, and StateShield accepts no liability for reliance placed on it. Where any description on this website conflicts with an issued policy, certificate or plan document, that document controls.

All content, marks and materials are owned by StateShield or its licensors; links to third-party sites imply no endorsement.

Your use of this site is governed by the laws of the Modoc Nation, without regard to conflict-of-laws principles, in the courts of the Modoc Nation and, where such courts lack jurisdiction, the state and federal courts located in Oklahoma.